General Conditions of Use and Sale

General Conditions of Use and Sale
Last update  19/01/2024
ARTICLE 1. PARTIES
These general conditions are applicable between CHIC STYLE MARKET, SASU, share capital: 3000 €, registered with the RCS of< span> Paris en France, under number 978996379, registered office: 23 Rue Nollet, 75017 Paris, France, email: contact@stylesmark.com, intra-community VAT number: FR63978996379, here -after “Editor” and any person, natural or legal, under private or public law, registered on the Site to purchase a Product, hereinafter “the Customer”.
ARTICLE 2. DEFINITIONS
 Customer ”:
any person, natural or legal, under private or public law, registered on the Site.
“ Site Content” :
elements of all kinds published on the Site, protected or not by intellectual property rights, such as texts , images, designs, presentations, videos, diagrams, structures, databases or software.
“ The Editor ” : CHIC STYLE MARKETSASU taken in its capacity as publisher of the Site.
« Internet user
 » : any person, natural or legal, under private or public law, connecting to the Site. the Publisher to Customers.
“ Site ”: website accessible at URL www.stylesmark.com, as well as the subsites, mirror sites, portals and URL variations relating thereto.
ARTICLE 3. HOST
Information relating to the legal and technical hosting of this site appears at the address: https://www.shopify.fr/legal/mentions-legales
ARTICLE 4. SCOPE
The Site is freely accessible to all Internet users. Browsing the Site implies acceptance by any Internet user of these general conditions. Simply connecting to the Site, by any means whatsoever, in particular via a robot or a browser, will constitute full acceptance of these general conditions. When registering on the Site, this acceptance will be confirmed by checking the corresponding box.
The Internet user acknowledges having read them fully and accepting them without restriction.
Checking the above-mentioned box will be deemed to have the same value as a handwritten signature from the Internet user. The Internet user recognizes the evidentiary value of the Publisher's automatic recording systems and, unless he provides proof to the contrary, he waives the right to contest them in the event of a dispute.
These general conditions are applicable to relationships between the parties to the exclusion of all other conditions, and in particular those of the Internet user.
Acceptance of these general conditions assumes on the part of Internet users that they have the necessary legal capacity to do so. ela, or failing that they have the authorization of a guardian or curator if they are incapable, of their legal representative if they are minors, or that they hold a mandate they act on behalf of a legal entity.
ARTICLE 5. PURPOSE OF THE SITE
The purpose of the Site is the sale of Products to Customers.
ARTICLE 5. ORDER STEPS
5.1. Order
In order to place an order, Internet Users will be able to select one or more Products and add them to their basket. The availability of Products is indicated on the Site, in the description sheet of each item. When their order is complete, they will be able to access their basket by clicking on the button provided for this purpose.
5.2. Validation of the order by the Internet user
By consulting their basket, Internet users will be able to check the number as well as the nature of the Products they have chosen and will be able to check their unit price, as well as their overall price. They will have the possibility to remove one or more Products from their basket.
If their order suits them, Internet Users will be able to validate it. They will then access a form on which they can either enter their connection details if they already have them, or register on the Site by completing the registration form using their personal information.
5.3. Payment by the Customer
As soon as they are connected or after they have perfectly completed the payment form registration, Customers will be invited to check or modify their delivery and billing details, then will be invited to make their payment by being redirected for this purpose to the secure payment interface including the mention “order with payment obligation” ;» or any similar formula.
5.4. Confirmation of the order by the Publisher
Once payment has actually been received by the Publisher, the latter undertakes to acknowledge receipt to the Customer electronically, within a maximum of 24 hours. Within the same period, the Publisher undertakes to send the Customer an email summarizing the order and confirming the processing, including all the related information.
ARTICLE 6. PRICE - PAYMENT
6.1. Price
The applicable prices are those displayed on the Site on the day of the order. These prices may be modified at any time by the Publisher. The prices displayed are only valid on the day of the order and do not apply for the future.
The prices indicated on the Site are in euros, all taxes included, excluding delivery costs.
6.2 . Payment method
The Customer can make payment by Credit Card.
In the context of bank card payments, the Publisher does not have access to any data relating to the Customer's means of payment. Payment is made directly into the hands of the banking establishment.
In the event of payment by money order, check or bank transfer, delivery times only begin to run from the date payment is received by the Publisher.
6.3. Invoicing
The Publisher will send or make available to the Customer an invoice electronically after each payment. The Customer expressly agrees to receive invoices electronically.
6.4. Failure to pay
Agreed payment dates may not be delayed under any circumstances, including case of dispute.
Any amount not paid on the due date will give rise, automatically and without formal notice, to the application of late payment penalties calculated on the basis of a rate equal to 3 times the rate of legal interest, without this penalty affecting the payability of the sums due in principal.
In addition, any late payment will result in the defaulting Customer being billed for recovery costs in the amount of 40 euros, the immediate payment of all sums remaining due regardless of the agreed deadlines, increased by compensation of 20% of the amount as a penalty clause, as well as the possibility of terminating the contract unilaterally to the detriment of the Client. This clause falls within the framework of the provisions of article 1152 of the civil code allowing the judge to reduce the compensation if the judge considers that it is excessive.
6.5. Reservation of title
The Products sold remain the property of the Publisher until full payment of their price, in accordance with this retention of title clause.
ARTICLE 7. DELIVERY
7.1. Delivery costs
Delivery or provision costs will, in any case, be indicated to the Customer before any payment.
In the event of delivery of the Product to the Customer in a store or in a partner location of the Publisher, the related costs are specified to the Customer at the time of the order.
The delivery costs indicated on the Site are understood in euros, all taxes included.
7.2. Delivery time
Orders are delivered by DHL/UPS span> within 3 to 5   working days from the receipt of the price by the Publisher and processing of the order.
Certain products or certain order volumes may nevertheless justify a delivery time greater than 5 working days. This will be expressly mentioned to the Customer's attention when validating the order.
7.3. Damaged package
In the event of delivery of a clearly and visibly damaged package, it is up to the Customer to refuse it in order to benefit from the guarantee offered by the carrier. The Customer must also inform the seller without delay, so that a new package can be prepared for him, then shipped upon receipt of the damaged package in return. In such a case, the delivery times indicated above in these general conditions will no longer apply.
7.4. Reservation of ownership - transfer of risks
Property of the Products delivered is reserved to the Publisher until delivery of the Products to the Customer, notwithstanding any clause to the contrary, unless the parties have punctually and expressly agreed in writing to waive this clause.
The Customer bears the risks relating to the Products from the time of the order. Throughout the duration of the retention of title, the Customer must insure at his own expense the Products belonging to the Publisher against any damage that may occur and provide proof to the Publisher upon first request.

ARTICLE 8. COMPLAINT – WITHDRAWAL – GUARANTEE
8.1. Customer service
The Site's customer service is accessible from the site's contact page: www.stylesmark.com or by email to contact@stylesmark.com or by post to the address indicated in article 1 of these general conditions.
8.2. Right of withdrawal – Distance selling
This article 7.2 is applicable to the Customer who is a consumer within the meaning of the introductory article of the Consumer Code.
8.2.1. Conditions for exercising the right of withdrawal
In accordance with the legislation in force regarding distance selling, the Customer has a period of fourteen clear days to exercise his right of withdrawal without having to justify reasons or to pay penalties, with the exception, where applicable, of return costs.
The period mentioned in the preceding paragraph runs from the day on which the distance contract is concluded for contracts relating to the provision of a service and/or the supply of digital content not provided on a material medium, either from receipt of the good by the Customer or a third party, other than the carrier, designated by him, for contracts for the sale of goods and contracts for provision of services including the delivery of goods.
In the case of an order for several goods delivered separately or in the case of an order for a good composed of lots or multiple pieces whose delivery is staggered over a defined period, the period starts from receipt of the last good or lot or the last part. For contracts providing for the regular delivery of goods during a defined period, the period runs from receipt of the first good.
When the fourteen-day period expires on a Saturday, Sunday or public or non-working holiday, it is extended until the first following working day.
The decision to withdraw must be notified to the Publisher at the contact details indicated in Article 1 of these general conditions by means of an unambiguous declaration. The Customer has, for example, the possibility of using the standard form provided at the end of these general conditions. In any event, the Publisher will send the Client an acknowledgment of receipt of said withdrawal by email as soon as possible.
8.2.2. Effects of the right of withdrawal
The Customer returns or returns the products to the professional or any person designated by the latter, without undue delay and, at the latest, within fourteen days following communication of his decision to withdraw.
When the right of withdrawal is exercised, the professional is required to reimburse the Client for all sums paid, as soon as possible and at the latest within fourteen days following the date on which this right was exercised. exercised. If applicable, the professional may defer reimbursement until recovery of the Products or until the Customer has provided proof of shipment of the Products, whichever is earlier. Beyond this, the amount due is, automatically, productive of interest at the legal rate in force, as specified in article L. 242-4 of the Consumer Code.
If applicable, the professional makes the reimbursement using the same means of payment as that used by the Customer for the initial transaction, unless expressly agreed by the Customer to use another means of payment and to the extent that the reimbursement does not incur costs to the customer. However, the professional is not required to reimburse the additional costs if the Customer has expressly chosen a more expensive delivery method than the standard delivery method offered.
The direct costs of returning the Product are the responsibility of the Customer . These charges are estimated at a maximum of 1  span>euros if, due to its nature, the Product cannot normally be returned by post.
The Customer's liability is only incurred with regard to the depreciation of the Product resulting from handling other than those necessary to establish the nature, characteristics and proper functioning of this Product.
The conditions, deadlines and methods of exercising the right of withdrawal are set out in the standard form provided at the end of these general conditions.
8.2.3. Exclusions from the right of withdrawal
The right of withdrawal does not apply, in particular, to contracts:

  • provision of services fully executed before the end of the withdrawal period and whose execution has begun after express prior agreement of the Customer and express waiver of his right of withdrawal;
  • supply of goods made according to the Customer's specifications or clearly personalized;
  • supply of goods likely to deteriorate or expire quickly;
  • the supply of goods which have been unsealed by the Customer after delivery and which cannot be returned for reasons of hygiene or health protection;
  • supply of goods which, after being delivered and by their nature, are inseparably mixed with other articles;

Similarly, the right of withdrawal is not applicable to contracts executed in full by both parties at the express request of the Customer before the latter exercises his right of withdrawal.
When validating the order one  digital content independent of any material support before the expiry of the withdrawal period, the Customer's waiver of the right of withdrawal will be manifested by checking the box corresponding to the following sentence: “I expressly waive my 14-day right of withdrawal for the Products delivered.”The Customer will then receive confirmation by email of their waiver of the right of withdrawal.
When validation of the order for a service, the Client's waiver of the right of withdrawal will be manifested by checking the box corresponding to the following sentence: « I expressly waive to my right of withdrawal of 14 days for the services from which I would benefit before the end of this period." Customer who has exercised his right of withdrawal from a contract for the provision of services whose execution has begun, at his express request, before the end of the withdrawal period pays the professional an amount corresponding to the service provided until communication of his decision to withdraw, this amount being proportional to the total price of the service agreed in the contract.
8.3. Termination of the contract on the initiative of the Customer
The consumer Customer may terminate the contract by registered letter with acknowledgment of receipt if the delivery date of the goods exceeds seven days. The Customer will then be reimbursed for the sums incurred by him when ordering.
This clause is not intended to apply if the delivery delay is due to a case of force majeure. In such a case, the Customer undertakes not to take legal action against the Publisher and waives the right to avail itself of the termination of the sale provided for in this article.
8.4. Guarantees
8.4.1. Guarantee for visible defects and defects
It is the Customer's responsibility to check the good condition of the Products at the time of delivery. This verification must relate in particular to the quality, quantities and references of the Products as well as their conformity to the order. No complaints will be taken into account after a period of three days from delivery. In any case, any complaint concerning the delivered packages will only be taken into account if the Customer having the status of merchant has expressed reservations to the carrier in accordance with articles L. 133-3 et seq. of the Commercial Code
8.4.2. Guarantee against hidden defects and defects
8.4.2.1. Legal guarantees
Customers have a legal guarantee of compliant delivery (article 1604 of the Civil Code), a legal guarantee against hidden defects (articles 1641 and s. of the Code civil) and a security guarantee (articles 1245 et seq. of the Civil Code).
Customers who are consumers also have a legal guarantee of conformity (articles L. 217-4 et seq. Consumer Code).
8.4.2.2. Return
In order to implement the guarantee, it is up to the Customer to return the product to the Publisher, accompanied by an explanatory letter requesting either repair or exchange, or reimbursement.
In any case, the Customer is asked to precisely follow the Publisher's instructions relating to the return of the Products.
The costs of returning the Product remain the responsibility of the Customer, unless for consumer Customers implementing the guarantee of conformity of articles L. 217-4 and s. of the Consumer Code.
ARTICLE 9. CUSTOMER SERVICE
The Site's customer service is accessible from the site's contact page: www.stylesmark.com or by email at contact@stylesmark.com or by post to the address indicated at article 1 of these general conditions.
ARTICLE 10. PERSONAL SPACE
10.1. Creation of a personal space
The creation of a personal space is an essential prerequisite for any order from an Internet user on the Site. To this end, the Internet user will be asked to provide a certain amount of personal information. Some of this information is deemed essential for the creation of personal space. Refusal by an Internet user to provide said information will have the effect of preventing expensive the creation of the personal space as well as, incidentally, the validation of the order. When creating the personal space, the Internet user is invited to choose a password. This password guarantees the confidentiality of the information contained in the personal space. The Internet user therefore refrains from transmitting it or communicating it to a third party. Failing this, the Publisher cannot be held responsible for unauthorized access to an Internet user's personal space.
The Client undertakes to carry out regular verification of the data which concerns him and to proceed online , from their personal space, for necessary updates and modifications.
10.2. Content of the personal space
The personal space allows the Customer to consult and follow all his orders placed on the Site.
The pages relating to the personal spaces are freely printable by the account holder in question, but in no way constitute admissible evidence in a court of law. They are only of an informative nature intended to ensure efficient management of their orders by the Customer.
The Publisher undertakes to keep securely all contractual elements whose conservation is required by law or the regulations in force.
10.3. Deletion of personal space
The Publisher reserves the right to delete the account of any Client who contravenes these general conditions, in particular when the Client provides inaccurate, incomplete, misleading or fraudulent information, as well as only when a Customer's personal space has remained inactive for at least one year. Said deletion will not be likely to constitute a fault on the part of the Publisher or damage to the excluded Customer, who will not be able to claim any compensation as a result.
This exclusion is without prejudice to the possibility, for the Publisher, to take legal action against the Client, when the facts justify it.
ARTICLE 11. PERSONAL DATA
As part of its service, the The Publisher will be required to process the personal data of its Customers.
11.1. Data collected
11.1.1. Data collected from customers
As part of its contractual relationships, the Publisher may be required to collect and process information from its Customers, namely: < span class="mention" data-mention="{{privacy:collectInfo}}">Email, First name and last name, Phone, Address, State, Province, Zip/Postal code, City.
1.1.2. Purposes of collecting personal data
The data collected during the contractual relationship are subject to automated processing for the purpose of:

  • execute contractual commitments;
  • contact Customers;
  • avoid any illicit or illegal activity;
  • enforce the general conditions;
  • initiate legal proceedings;
  • verify the identity of Customers;

11.1.3. Legal bases for processing
The data collected has a contractual relationship as its legal basis.
11.1.4. Recipients of the data
The data collected can only be consulted by the Publisher within the limits strictly necessary for the execution of contractual commitments.
These data, whether in individual or aggregate form, are never made freely viewable by a third party.
11.1.5. Duration of retention of personal data
The personal data collected are kept for the duration of the contractual relationship, and for the time during which the Publisher's liability may be incurred. 
After the retention period, the Publisher undertakes to permanently delete the data of the persons concerned without retaining a copy.
11.1.6. Security and confidentiality of personal data
Personal data is kept in secure conditions, according to current technical means, in compliance with the provisions of the General Data Protection Regulation and the legislation national law in force.
Access to the Publisher's premises is also secure.
11.1.7. Data minimization
The Publisher may also collect and process any data voluntarily transmitted by its Clients.
The Publisher directs its Clients to provide personal data strictly necessary for the purpose of execution of contractual commitments. The Publisher undertakes to only retain and process data strictly necessary for its professional activities, and will delete any data received that is not useful to its activities as quickly as possible.
11.2. Respect of rights
The Publisher's Customers have the following rights regarding their personal data, which they can exercise by writing to the Publisher's postal address or by completing the online contact form.
11.2.1. Right of information, access and communication of data
The Publisher's Customers have the possibility of accessing the personal data which concerns them.
Due to the obligation security and confidentiality in the processing of personal data which is the responsibility of the Publisher, requests will only be processed if Customers provide proof of their identity, in particular by producing a scan their valid identity document (in the case of a request using the dedicated electronic form) or a signed photocopy of their valid identity document (in the case of a written request), both accompanied by the mention “I certify on my honor that the copy of this identity document conforms to the original. Done at... on...", followed by their signature.
To help them in their approach, Customers will find here a mail model developed by the CNIL.
11.2.2. Right of rectification, deletion and right to forgetting of data
The Publisher's Customers have the possibility of requesting the rectification, updating, blocking or even deletion of their personal data which may prove to be inaccurate, erroneous, incomplete or obsolete.
The Publisher's Clients may also define general and specific directives relating to the fate of personal data after their death. If applicable, the heirs of a deceased person may request to take into consideration the death of their loved one and/or to make the necessary updates.
To help them in their process, Clients will find ; here a letter template developed by the CNIL.
11.2.3. Right to object to data processing
The Publisher's Customers have the possibility to object to the processing of their personal data.
To help them in their approach, Customers will find here a letter template developed by the CNIL.
11.2.4. Right to data portability
The Publisher's Customers have the right to receive the personal data they have provided to the Publisher in a transferable, open and readable format.
11.2.5. Right to limitation of processing
Customers nts of the Publisher have the right to request that the processing of their personal data by the Publisher be limited. Thus, their data can only be kept and no longer used by the Publisher.
11.2.6. Response times
The Publisher undertakes to respond to any request for access, rectification or opposition or any other additional request for information within a reasonable period which may not exceed 1 months from receipt of the request.
11.2.7. Complaint to the competent authority
If the Publisher's Customers consider that the Publisher is not respecting its obligations with regard to their personal data, they can send a complaint or a request to the competent authority. In France, the competent authority is the CNIL to which they can send a request here
11.3. Transfer of collected data
11.3.1. Transfer to partners
The Publisher uses authorized service providers to facilitate the collection and processing of its Customers’ data. These service providers may be located outside the European Union.
The Publisher has previously ensured the implementation by its service providers of adequate guarantees and compliance with strict conditions in terms of confidentiality, use and data protection.
11.3.2. Transfer upon requisition or judicial decision
Customers also consent to the Publisher communicating the data collected to any person, upon requisition by a state authority or by judicial decision.
11.3.3. Transfer in the context of a merger or acquisition
If the Publisher is involved in a merger, sale of assets, financing transaction, liquidation or bankruptcy or acquisition of all or part of its activity by another company, Customers consent to the data collected being transmitted by the Publisher to this company and to this company carrying out the processing of personal data referred to in these General Conditions of Service instead and place of the Editor.
ARTICLE 12. RESPONSIBILITY OF THE PUBLISHER
12.1. Nature of the Publisher's obligations
The Publisher undertakes to take the care and diligence necessary to provide quality Products conforming to the specifications of these General Conditions. The Publisher is only responsible for an obligation of means concerning the services covered herein.
12.2. Force majeure - Client fault
The Publisher will not be held liable in the event of force majeure or Client fault, as defined in this article:
12.2.1. Force majeure
For the purposes of these general conditions, any impediment, limitation or disruption of the Service due to fire, epidemic, explosion, earthquake, fluctuations in bandwidth, failure attributable to the access provider, failure of transmission networks, collapse of installations, illicit or fraudulent use of passwords, codes or references provided to the Customer , computer hacking, a security breach attributable to the Site host or the developers, flooding, power outage, war, embargo, law, injunction, request or requirement of any government, requisition, strike, boycott, or other circumstances beyond the reasonable control of the Publisher. In such circumstances, the Publisher will be excused from the performance of its obligations within the limits of this impediment, this limitation or this disturbance.
12.2.2. Fault of the Customer
For the purposes of these General Conditions, any misuse of the Service, fault, negligence, omission or failure on the part of the Customer or that of its employees will be considered as a fault of the Customer against the latter. , non-compliance with the advice given by the Publisher on its Site, any disclosure or illicit use of the Client's password, codes and references, as well as the provision of incorrect information or the absence of updating of such information in their personal space. The implementation of any technical process, such as robots, or automatic requests, the implementation of which would contravene the letter or spirit of these general conditions of sale will also be considered as a fault of the Customer.
12.3. Technical problems - Hypertext links
In the event of impossibility of access to the Site, due to technical problems of any nature, the Customer will not be able to claim damage and will not be able to claim any compensation. The unavailability, even prolonged and without any limitation period, of one or more online services, cannot constitute harm to Customers and cannot in any way give rise to the award of damages from The Editor.
The hypertext links present on the Site may refer to other websites. The Publisher cannot be held liable if the content of these sites contravenes current legislation. Likewise, the responsibility of the Publisher cannot be engaged if the visit, by the Internet user, of one of these sites, causes him harm.
In the current state of the technique, the rendering of the representations of the Products offered for sale on this Site, particularly in terms of colors or shapes, may vary significantly from one computer station to another or differ from reality depending on the quality of the graphic accessories and the screen or depending on the display resolution age. These variations and differences cannot under any circumstances be attributed to the Publisher, who cannot in any case be held liable as a result.
12.4. Damages payable by the Publisher< br>In the absence of contrary legal or regulatory provisions, the Publisher's liability is limited to the direct, personal and certain damage suffered by the Client and linked to the failure in question. The Publisher cannot under any circumstances be held liable for indirect damage such as, in particular, loss of data, commercial damage, loss of orders, damage to the brand image, commercial disruptions and loss of profits or of customers. Likewise and within the same limits, the amount of damages payable by the Publisher cannot in any case exceed the price of the Product ordered.
12.5. Hypertext links and content of the Site
The Contents of the Site are published for information purposes only, without guarantee of accuracy. The Publisher cannot under any circumstances be held responsible for any omission, inaccuracy or any error contained in this information and which would cause direct or indirect damage to the Internet user.ARTICLE 13. INTELLECTUAL PROPERTY
13.1. Legal protection of Site Content
The Site Content may be protected by copyright and database law. Any representation, reproduction, translation, adaptation or transformation, in whole or in part, carried out illegally and without the consent of the Publisher or its successors or assigns constitutes a violation of Books I and III of the Intellectual Property Code and will be liable to give rise to legal proceedings for counterfeiting.
13.2. Contractual protection of the Contents of the Site
The Internet user undertakes contractually with the Publisher not to use, reproduce or represent, in any way whatsoever, the Contents of the Site, whether whether or not they are protected by an intellectual property right, for a purpose other than that of their reading by a robot or a browser. This prohibition does not apply to indexing robots whose sole purpose is to scan the content of the Site for indexing purposes.
ARTICLE 14. FINAL STIPULATIONS
14.1 . Applicable law
These general conditions are subject to the application of French law.
14.2. Modifications to these general conditions
These general conditions may be modified at any time by the Publisher. The general conditions applicable to the Customer are those in force on the day of his order or his connection to this Site, any new connection to the personal space entailing acceptance, where applicable, of the new general conditions. 
14.3. Disputes
Pursuant to Ordinance No. 2015-1033 of August 20, 2015, all disputes which may arise in the context of the execution of these general conditions and for which a solution cannot be found previously amicably between the parties must be submitted.
In addition, the Client is informed of the existence of the online dispute resolution platform, accessible at the following URL:  https://ec.europa.eu/ consumers/odr/main/?event=main.home2.show
Since January 1, 2016, mediation has been compulsory for everyone. Thus, any professional selling to individuals is required to provide the contact details of a competent Mediator in the event of a dispute, regardless of whether they sell remotely or in a physical store (Source: FEVAD).
14.4. Entirety
The nullity of one of the clauses of this contract will not result in the nullity of the other clauses of the contract or of the contract as a whole, which will retain their full effect and scope. In such a case, the parties must, as far as possible, replace the canceled stipulation with a valid stipulation corresponding to the spirit and purpose hereof.
14.5. Non-waiver
The absence of exercise by the Publisher of the rights granted to it hereby cannot under any circumstances be interpreted as a waiver of the right to assert said rights.
14.6. Telephone canvassing
The Customer is informed that he has the possibility of registering on the list opposing telephone canvassing at the address http://www.bloctel.gouv.fr/
14.7. Languages of these general conditions
These general conditions are offered in French and a version  in English ais.
14.8. Unfair clauses
The stipulations of these general conditions apply subject to compliance with the mandatory provisions of the Consumer Code concerning unfair clauses in contracts concluded between a professional and a consumer.